Garmin Pay

Garmin Pay is a contactless payment solution that allows you to make in-store purchases and contactless payments using your Garmin smartwatch.

This service is available to all BBK Debit Cardholders using a compatible Garmin smartwatch. Android mobile devices must be running on Android 4.4 KitKat or higher, while iOS devices must run on iOS 10 or higher.

• Vivoactive 3 & 4
• Vivoactive 3 Music
• Forerunner 645 & 945
• Forerunner 645 Music
• Fenix 5S Plus & 6
• Fenix 5 Plus
• Fenix 5X Plus
• D2 Delta S
• D2 Delta
• D2 Delta PX 

To check if your device supports Garmin Pay, please visit https://www.Garmin.com/.

Download the latest version of the Garmin Connect Mobile App and follow these steps:

1. Open the Garmin Connect Mobile App, tap on “Garmin Devices,” and select your Garmin smartwatch.
2. Select “Garmin Pay” and tap “Create Your Wallet.”
3. Create a 4-digit passcode.
4. Enter your card details.
5. Read and accept the Terms and Conditions.
6. Enter the authentication code sent via SMS to your registered mobile number.
7. Once done, your card will be added to your Wallet, and you’re ready to use Garmin Pay.

Garmin Pay can be used to purchase in stores that accept contactless payments. It can also be used to ride select transit systems with transit readers that accept contactless credit or debit card payments. To know if the establishment accepts Garmin Pay, please look for the symbol below:

Garmin Connect’s Wallet section is where you can add or remove cards to use for Garmin Pay. You can also use this section to select a default card, edit a payment method, review purchases, and suspend a lost or stolen card.

To access the Wallet, open Garmin Pay, then tap “Get Started.”

1. Access the Control menu.
2. Tap the “Wallet” icon and enter your 4-digit passcode.
3. Select the card you want to use.
4. Hold your wrist near the contactless terminal.
5. Once the transaction is successful, a green tick will appear, and your device will vibrate. A confirmation message will also be seen on the screen.

You must enter your passcode every 24 hours or each time you wear the smartwatch after taking it off. Your Wallet will be locked if you enter the passcode incorrectly three consecutive times. In such cases, you will need to reset your passcode in the Garmin Connect app.

When you set up your Garmin Pay, you will be prompted to set a 4-digit passcode. You will need to enter your 4-digit passcode to authorize payment if:

• It has been 24 hours since you last made a payment.
• You took your smartwatch off and will be making a payment for the first time since wearing it again.

BBK allows you to view your ten most recent transactions using Garmin Pay in the Wallet Section of the Garmin Connect app. If this feature is unavailable for your account, you may view your Garmin Pay transactions in your bank statement.

Yes, it is! Garmin Pay uses tight security measures to ensure your transactions are safe. Aside from the mandatory 4-digit passcode, Garmin also uses an industry-standard tokenization platform to keep your card information private and is never shared with merchants or with Garmin itself.

If you lose your Garmin smartwatch, you can remove or suspend the cards through the Wallet section of the Garmin Connect app.

If you lose your phone and your Garmin device, you may call us at +973 17 207777, so our agents can assist you in suspending or canceling the tokens linked to your device.

Of course, you can still make payments using your physical debit card, so don’t worry because your hard-earned money is safe.

Yes! You can use Garmin Pay in any store that accepts contactless payments. Please note, however, that foreign transaction fees may apply to purchases made overseas.